Finance & Protection Plans In Indianapolis
At Tom Wood Lexus, every vehicle represents more than transportation—it’s a carefully chosen investment in performance, design, and long-term value. Just as you selected a vehicle that reflects your standards, the financial protection behind it should meet the same level of excellence.
Our finance products are designed to help protect your vehicle investment for years to come. From extended coverage and maintenance plans to protection against unexpected events, these options help preserve the quality, reliability, and value of your vehicle long after you drive off the lot.
To provide the most transparent experience, we believe in clarity and choice. We take the time to explain each protection option in straightforward terms, so you can decide what best fits your driving habits, ownership plans, and financial goals. No pressure—just informed decisions and premium protection.
Because when you invest in a luxury vehicle, protecting that investment should feel just as refined and dependable as the vehicle itself.
Service Contracts
At Tom Wood Lexus, we believe the driving experience shouldn't end with the factory warranty; it should evolve. A Vehicle Service Contract (VSC) is the natural extension of our quality promise.
A VSC is a safeguard designed to preserve your vehicle's mechanical integrity and the peace of mind of your lifestyle, ensuring every journey is as seamless as the first.
By choosing a VSC, you not only acquire coverage; you ensure the attention of brand-certified technicians and maintain the standard of excellence that defines your vehicle. This peace of mind provides comfort knowing your vehicle is covered with unexpected repairs.
Tire / Wheel Coverage
Protect your tires, wheels, and your budget from unexpected road hazards with coverage available for up to 6 years.
Tire & Wheel Protection
- Even the most careful drivers encounter road hazards that can cause expensive damage to your tires and wheels. Tire and Wheel protection eliminates the hassle and expense of getting back on the road. This program is covered at no cost or deductible to you. Feel safe knowing if the unexpected happens; you have roadside assistance coverage to help get you back on the road. Additionally, we offer a selection of cosmetic wheels, and we can repair or replace them as needed.
Ceramic Interior/Exterior Protection
Interior and exterior protection for your vehicle.
Interior and Exterior Protection for Your Vehicle
Exterior Paint Sealants
- A professionally applied system maintains your vehicle's "showroom new" paint finish
- Protects against weather-induced fading and loss of gloss
- Protects against damage from acid rain, bird droppings &tree sap
- Protects against permanent hard water etching &industrial fallout
- Paintless dent repair is available
Interior Vinyl &Leather Sealants
- Leather and vinyl not protected can be damaged by stains and UV rays
- Protects against water and oil-based stains
- Xzilon® XMicrobe™
- Assist with rips, burns, stains, and punctures
Protection means added value for your vehicle.
GAP Insurance
Helps cover the difference between insurance payout and remaining balance in a total loss.
A GAP Program helps cover the insurance payout difference in the event of a total loss of your vehicle. Don't let negative equity catch you by surprise. In today's market, it is common to owe more than your car is worth. Most auto policies only cover the actual cash value of your vehicle, leaving you responsible for the difference. GAP Program helps cover the difference.
Key Benefits
- Covers the "gap" between insurance payout and remaining balance
- Helps avoid unexpected out‑of‑pocket expenses
- Up to $1,000 deductible coverage (varies by state)
- Protects your credit by preventing unpaid loan balances
- Coverage lasts for the full finance/lease term
- Available for new, L/Certified, and used Lexus vehicles
Key Warranty
Coverage for costly electronic key fobs, including replacement and programming.
Key Replacement Protection
- Replacement of your key or key fob
- Programming and labor included
- 24/7 lockout assistance
- Towing reimbursement
- Emergency transportation reimbursement
- Home/vehicle lockout assistance
- Covers additional non‑programmable keys
Pre‑Paid Maintenance
Tomorrow’s maintenance at today’s prices.
Help keep things running smoothly. Tomorrow's maintenance at today's prices to help keep your Lexus running at peak performance. Regular maintenance is part of owning a vehicle. Help secure your vehicle's future maintenance needs now.
Covers Routine Maintenance
Coverage includes oil and filter changes, multi-point inspections, tire rotations, and any additional services included in the Scheduled Maintenance Log of your Lexus Warranty and Services Guide under normal driving conditions.
Etch
A traceable ID to help recover your vehicle if stolen.
The Theft Deterrent Protection Product uses a unique and traceable vehicle identifier that can be used by law enforcement agencies to help recover your vehicle if it is stolen.
$5,000 value to help protect you if your vehicle is stolen and not returned in 30 days!
Safety First‑Pulse®
A flashing brake light module to reduce rear-end collisions.
Safety First‑Pulse® is a third brake light module that flashes your brake light three times upon braking to reduce rear-end collisions. It increases visibility and gives trailing drivers extra reaction time, potentially preventing accidents.
Value Shield
Up to $10,000 in protection if your vehicle is totaled.
Value shield helps restore lost trade in equity in the event your vehicle is damaged and repaired. This added protection helps increase the trade in value in the event your vehicle has been damaged or been in an accident. This coverage can provide up to an extra $10,000 towards bringing the vehicle's value up to the market price, not over actual cash value (ACV). You can trade in with just an appraisal and estimate, there is no waiting on the body shop.
Windshield Protection
Coverage for repairs and recalibration from unexpected debris.
Unexpected debris can hit your windshield and cause costly repairs. This coverage provides peace of mind for repair or replace and recalibration.
You Can Buy That Dream Car
Finance a New Lexus at Our Lexus Dealership Near Indianapolis, IN
If you are looking for Lexus finance options, our staff is well trained and excited to work with you through the approval process. When you visit our Lexus dealership near Indianapolis, IN, you will be matched with one of our team members who will walk you through the purchase and lease process.
Paying for a car can be a big commitment, but that's why we're here to find a payment plan that works for you. If you want to lease a Lexus, we can discuss the terms that make the most sense for you. If you'd prefer to finance your Lexus, we'll work with our variety of lenders to get the best rate we can.
Our team has all of the financial tools we need to make this process go as smoothly as possible. Whether you're looking at a new Lexus NX 350 or a Lexus RX 350, we can make your dream of driving home in a new Lexus a reality.
You can start the process by filling out our finance application before visiting Tom Wood Lexus.
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